Useful Services

Speak to a mortgage adviser to establish your budget – a good financial advisor will be able to give you a clear idea of what you can afford as well as the level of deposit you will require.  For those selling their existing home there may be penalties for changing the mortgage before the end of the agreed term. Contact Templeton Robinson for financial advice.

Another essential part of your team will be a solicitor.  Be sure to take account of their costs for your budgeting.  The solicitor will also give you an indication of the Stamp Duty payable on a property you are interested in.

If you need to sell your current house before being able to buy then speak to one of our branches and begin that side of the process as soon as possible to avoid frustration and disappointment.  There have been a lot of fluctuation in house prices in recent years and a fresh valuation on your own property is key.  See our guide to sellers for more information.

Begin to research the general areas which would interest you as a buyer based on the important criteria to you ie convenience to local schools, shops, public transport, sports facilities etc.  Perhaps make a list of your criteria, what is essential and what can be compromised on.

If possible drive round the areas of interest at different times of the day and evening to confirm levels of traffic, noise which may influence your decision. 

Arrange viewings of any houses which may seem of interest, do not be afraid to view several properties, you are the potential buyer and you need to be thorough so do not feel you are causing any inconvenience

Once you have identified a property which may be of interest it would be prudent to view the property at least twice to enable you to take in all the details and features